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Test. Play. Break things. Rebuild. Repeat.

Everything you need to build a fintech product that works

The sandbox is free to explore. Start with the docs, then create an app and make your first call.

Make your first API call

Sign in, create an app, authenticate, then create an NGN wallet. Request paths and fields are in the docs.

  1. 1Sign in
  2. 2Create an app
  3. 3Authenticate
  4. 4Set up webhooks
const headers = {
  Authorization: `Bearer ${process.env.PILA_SECRET_KEY}`,
  "Content-Type": "application/json",
};

const wallet = await fetch(`${process.env.PILA_API_BASE}/wallets`, {
  method: "POST",
  headers,
  body: JSON.stringify({ currency: "NGN" }),
});

What can you do in the sandbox?

Test-drive every key feature with zero risk. Real tools, fake money, instant results.

user

Set up user onboarding

Open wallets for your test users. Pila handles the flow; you customise the experience.

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simulate

Simulate transfers

Trigger test payments into your sandbox account. Try batch payouts, incoming transfers, or internal money moves. No real funds, just real scenarios.

simulate

Create and issue cards

Spin up virtual USD cards, custom-branded and ready to configure. Control spend rules, limits, and card behavior in the sandbox.

flows

Fund and test wallet flows

Add test funds and simulate loading a wallet. Then test what happens next: disbursements, card payments, or outbound transfers.

flows

From concept to clicks in under 5 minutes

Whether you’re prototyping or prepping for launch, our dashboard and API tools are designed for speed. Get building, customizing, and shipping—fast.

Explore the sandbox
API explorer illustration

API Explorer

No guesswork. No delays.

Make requests, test mutations, and explore real API responses, right from your browser.

Explore the API
Event simulator illustration

Event Simulator

Simulate every banking event from account creation to card usage.

Test your flows until they’re bulletproof, before you go live.

Explore the Event Simulator

Close the gap between vision and launch

Pila gives you the tools to deliver banking features your users won’t even notice. It’s so seamless, it feels invisible.