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Banking tools made for African builders

You’ve got the idea. We’ve got the infrastructure. Launch with NGN wallets, virtual USD cards, and transfers to Nigerian banks.

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Total visibility. Full control. Made to match your product.

Because no two startups are the same, your dashboard shouldn’t be either.

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Wallets

NGN and USD wallets your users can hold and move.

Cards

Issue virtual USD cards.

Customer dashboard

Control, visibility, and insights, on your terms.

Transfers

Send money from wallets to any Nigerian bank account.

InvoicingComing soon

Let your users send invoices that actually get paid.

Skip the headaches. Build your product. We've built the rails just plug in and go.

Focus on what matters—your users and your growth. We handle the complex infrastructure so you can launch faster and scale smarter.

Compliance Infrastructure

Stay compliant—without becoming a bank.

Pila gives you access to the compliance rails you need to launch and operate financial products safely. We’re not a licensed bank, but we’ve partnered with the ones who are, so you can plug into a trusted ecosystem and meet regulatory standards without going it alone.

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Tech Infrastructure

Modern banking rails, built to scale with you.

Pila’s infrastructure is designed for speed, reliability, and scale. Whether you're launching your MVP or serving thousands of users, our systems grow with you—no bottlenecks, no breakdowns.

We’ve built a flexible core with a powerful transaction engine, real-time balances, and clean APIs that plug directly into your product.

Operations

Operations handled.

From customer onboarding to daily money movement, Pila takes care of the operational load so you don’t have to. Our ready-to-use flows for KYC and account setup make it easy to onboard your users securely and keep them moving.

We work behind the scenes to ensure every payment, payout, and transfer runs smoothly. And if there’s ever a banking-related issue? Our team is here to step in and sort it out quickly.

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Built to grow with you.

No setup fees, no long-term lock-ins, and pricing that scales with your volume.

No setup fees

Getting started shouldn’t cost a fortune. We don’t hit you with big onboarding fees. You plug in, test, and launch without writing a massive check upfront.

No long-term ties

Use us because we’re useful, not because you’re stuck. We don’t do 12-month lock-ins or confusing terms. Come and go as your product evolves.

Custom where it counts

Not every startup fits in a box. High volume or a unique use case? We’ll work with you on a solution that fits.

Discover how Pila works for you

No setup fees, no long-term lock-ins, and pricing that scales with your volume.

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Startup

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For Marketplaces

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For Fintechs

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For Platforms & SaaS

Turn banking into magic. Let your users flow through it.

Give your customers an experience so seamless, the banking just disappears.